Platform / Jurisdictions

Jurisdiction rules that stay attached to the transfer.

Model thresholds, filing obligations, and policy exceptions by country, keeping one transfer and case record.

Thresholds

Travel Rule, CTR, and STR logic

Evaluate transfer value, asset, network, and counterparty geography before action is required.

Policy

Country-specific exceptions

Route high-risk corridors, self-hosted wallets, and blocked regions into review or rejection.

Evidence

Filing-ready context

Keep jurisdiction decisions, FX rates, provider results, and analyst notes in one audit trail.

Decision path

Rules evaluate before the transfer moves forward.

Covalent keeps policy evaluation close to the transfer lifecycle so product systems get a clear result.

Origin jurisdiction

Determine customer and sending VASP obligations.

Destination jurisdiction

Apply beneficiary-side thresholds and counterparty requirements.

Transfer value

Evaluate FX-adjusted thresholds and asset-specific policies.

Decision output

Return approve, review, reject, Travel Rule required, or filing required.

operating system layer

Operate across jurisdictions without splitting workflows.

Keep policy, screening, Travel Rule, and reporting decisions tied to one transfer record.